Because you have better things to do than shop for insurance.

What is Builders Risk Insurance?

Builder standing on roof.

What is Builders Risk Insurance?

Builders Risk Insurance, also known as Course of Construction, is a type of property insurance for buildings under construction. It protects the building and materials associated with your construction project.

Contractors encounter many risk factors such as natural disasters, vandalism, and accidents. Builders Risk Insurance will keep your assets protected.

Here are statistics of recorded losses in recent years. As you can see, the risks are real. 

  • Commercial property losses caused by wind and thunderstorms (2011): $30 billion
  • Property damage caused by fires (2010): $14.8 billion
  • Estimated insured property losses caused by U.S. catastrophes 2012: $35 billion


A Builders Risk Insurance policy ensures that if one of these events should occur your business will be reimbursed for the completed value of the building, materials, and labor up to the coverage amount on your policy.

Builders Risk Insurance Covers:

  • Property Damage
  • Theft
  • Labor Costs & Earned Profits
  • Natural & Manmade Disasters
  • Accidents

Optional coverage add-ons include; rented equipment, unscheduled equipment, employee tools, fuel and clean up.

Are you currently working on a project or just about to start one? We’ll help you get the protection your project needs!

We have a designated Construction Risk Specialist on our team. We are certified to provide insurance solutions to contractors of all trades and sizes. Let us help you find a policy that fits your business’ needs and make sure that you, your business and your employees are protected.

Do you need Builder’s Risk Insurance for your next project?

Call us today! (877) 947-6555