Your Experience Modification Rating (EMR) for most states can be obtained from the National Council on Compensation Insurance (NCCI), a U.S. insurance rating and data collection bureau specializing in workers’ compensation.

To get your EMR
  1. Go to the NCCI Website.
  1. Then call: Customer Service: 1-800-622-4123, choose option #4
  1. Customer service will guide you to download your ERM report and, if you prefer, provide and explanation of the calculation.